Jun 27, 2020
Our Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the second pillar in our process: investment planning. What can you do with the remaining assets after your income plan is in place?
Show Notes, Contact & Resources:
1:36 – Once the income plan is established, what do we do with leftover funds?
2:39 – The income plan revolves around
3:22 – Finding tax efficiencies
4:42 – Benefits of a REIT
6:35 – How the Tax Reform Act helps even more.
8:40 – The other asset classes we utilize with clients.
10:35 – Structured notes issued by a-rated banks.
11:51 – There’s 10 to 11 asset classes we’ll balance in a portfolio. Here’s how we come up with that formula.
14:26 – A lot of people don’t know what kind of risk they’re taking on in their investments.
15:28 – Another software program we utilize
18:20 – Investors are concerned about fees and we try to design portfolios with that in mind.
19:48 – What we mean by ‘dry powder.’
22:13 – Why active management can be a big benefit.
23:01 – An example of a client we helped with investment planning during the COVID pandemic.