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Cornerstone Retirement Blueprint Podcast

Join your host Jammie Avila as he shares his thoughts on a wide variety of financial topics surrounding retirement strategy, investment management, tax planning and more!

Jammie Avila is the managing partner and co-founder of Cornerstone Wealth Management with offices in Las Vegas and Henderson, Nevada.

Get more information at or by calling 702-252-5252.

Jun 27, 2020

Our Cornerstone Retirement Blueprint Process is focused around 5 key pillars of retirement planning designed to help our clients achieve the retirement they have always dreamed of. On this episode, we’ll explain the second pillar in our process: investment planning. What can you do with the remaining assets after your income plan is in place?

Show Notes, Contact & Resources:


1:36 – Once the income plan is established, what do we do with leftover funds?

2:39 – The income plan revolves around 

3:22 – Finding tax efficiencies

4:42 – Benefits of a REIT

6:35 – How the Tax Reform Act helps even more.

8:40 – The other asset classes we utilize with clients.   

10:35 – Structured notes issued by a-rated banks.

11:51 – There’s 10 to 11 asset classes we’ll balance in a portfolio. Here’s how we come up with that formula.  

14:26 – A lot of people don’t know what kind of risk they’re taking on in their investments.  

15:28 – Another software program we utilize

18:20 – Investors are concerned about fees and we try to design portfolios with that in mind.

19:48 – What we mean by ‘dry powder.’

22:13 – Why active management can be a big benefit.        

23:01 – An example of a client we helped with investment planning during the COVID pandemic.